What is a Home Warranty?

A home warranty is a type of insurance policy that covers the repair or replacement of certain systems and appliances in a home. These systems and appliances are typically ones that are not covered by a homeowner's insurance policy, such as the HVAC system, plumbing, and major appliances like the refrigerator and washing machine.

A home warranty can provide peace of mind to homeowners by protecting them against unexpected repair costs. When an covered system or appliance breaks down, the homeowner can file a claim with the home warranty company, which will then send a technician to diagnose and fix the problem. The homeowner pays a deductible for each service call, and the home warranty company covers the remaining cost of the repair or replacement.

Home warranties can be purchased by homeowners at any time, but are often purchased during the sale of a home. They can be a good option for homeowners who are unable to pay for unexpected repair costs out of pocket or who do not have the time or expertise to handle repairs themselves.

Have further questions about how a Home Warranty can benefit you? Reach out via call or text at 231-487-6141.